Human Resources

The Human Resources Department is committed to advancing LIFE’s goal of providing a performance-centered environment in which all Life University community members are inspired and empowered by supporting a culture of innovation and opportunity. We support the University’s mission of excellence in teaching and patient care through leading, supporting, and partnering with the Life University community to achieve workplace excellence.

Life University provides a wide range of opportunities for personal growth in educational and clinical environments in alignment with the University’s goal of creating an effective and supportive student learning environment through commitment, energy, teamwork and service of its faculty and staff. In addition to competitive salary and and outstanding benefits package, LIFE offers faculty and staff a place to build a career and create a future of unlimited potential.

EMPLOYEE BENEFITS

Annual Open Enrollment

Open Enrollment Material

Health Insurance

Eligible employees have the option to enroll in the group health insurance plan, which includes pharmacy, and is administered by Cigna. Available options include two Open Access Plus plans and two High Deductible from which eligible employees may select.

Plan Options

Plan Rates

2020-2021 Health Plan Rate Sheet

Preventative Care Services are covered at 100% under all plans.

Cigna Preventive Care Services – Administrative Policy

Dental Insurance

Eligible employees can select from three different Cigna dental insurance plans.

Cigna MAC Plan

DPPOL 90th Rate Sheet

Cigna 90th Plan

CIGNA DPPOH Plan

DPPOH MAC Rate Sheet

Cigna DHMO Plan

Plan Terminology and Definitions

Plan Notifications to Participants

Vision

Eligible employees may elect Vision Insurance through CIGNA.

Health Spending Account (HSA)

Employees electing to participate in one of the HDHP medical plans will automatically be enrolled into an HSA. With an HDHP/HSA plan, the following apply:

Lower premiums compared to the PPOs, but a higher deductible.
You’ll pay your deductible first before your insurance plan pays anything for most services, and then you’ll pay coinsurance, not copays, in most instances.
A health savings account (HSA) can help you save for your healthcare now and in the future, and it offers tax benefits.
You can take the savings from your lower premium and put them in your HSA to cover your deductible.
Your HSA balance carries over each year―and you can take it with you if you leave or retire!
The IRS sets a limit on how much money you can put in your HSA each year (includes employer contributions).
Your full contribution amount will not be available to you upfront. You may only spend the funds that have been added to your HSA.

Health Savings Account Resources

Flexible Spending Account & Dependent Care (FSA)

Use flexible spending accounts (FSA) to pay for healthcare and dependent care while saving money on your taxes. An FSA allows you to pay certain expenses from your pre-tax income rather than after-tax income. The maximum amount you can contribute to an FSA is set by the Internal Revenue Service (IRS).

2021 IRS Maximum Annual FSA and Dependent Care Amounts

Life and Disability Insurance

Life University provides a Basic Life and Accidental Death/Dismemberment policy for eligible, full-time employees and pays 100% of the cost.

In addition, the University pays 100% of the premium to provide both Short- and Long-Term Disability coverage to eligible, full-time employees.

Additional Voluntary Life Insurance is available to eligible employees through payroll deduction.

Voluntary Life and Evidence of Insurability

Optional Worksite Coverage

Additional lines of insurance coverage are available to eligible employees. Offerings include:

Deferred Compensation

Under current tax law, employees are permitted to put aside a portion of gross income and defer paying taxes on that income and the interest it earns until such time as you receive the funds (generally upon retirement). The university offers a 401(k) plan, which make it possible for employees to take advantage of this provision in the law. Deferred Compensation plans are geared for retirement, so contributions cannot be withdrawn before separation from service unless indicated by the plan document.

2019 Maximum Contribution Limits

Age 50 or older: $25,000
Under age 50: $19,000

401(k) Plan Document

Employee Resource Program (ERP) – CIGNA

The ERP through Cigna offers phone and web-based assistance to employees and managers when they need help with day-to-day issues, so they can be at their best — at work and at home.

100% Confidential Services – Available 24/7 – Call 877-622-4327.Assistance is available for:

Legal Assistance: 30-minute consultation with an attorney, face to face or by phone.*
Financial: 30-minute phone consultation with a qualified specialist on topics such as debt counseling or planning for retirement.
8 four face-to-face counseling sessions with a counselor in your area, as well as video-based sessions.
Identity Theft: 60-minute consultation with a fraud resolution specialist.

Office of Human Resources